What are the coverages of my policy? (Shopee - Product Liability)

Covered Benefits:

• Emergency Room Assistance: A 30-day cover that pays up to 100% of the Sum Insured for the emergency room due to an emergency medical complaint resulting in Anaphylaxis

• Medical Reimbursement: A benefit during in-patient or out-patient in the hospital caused by Anaphylaxis of up to 10% of Sum Insured

• Teleconsultation: A benefit where the consultation can be done 24/7 through telecommunications with the purpose being diagnosis or treatment of the Lazada consumer due to Anaphylaxis. The hotline can support the consumer and direct them to the nearest hospital if necessary.

 *Anaphylaxis – is a severe allergic reaction that can begin with seconds to minutes after coming in contact with the allergen that will cause; 

• Loss of consciousness 

• Shortness of breath 

• Trouble swallowing 

• Lightheadedness 

• Chest pain 

• Rapid, weak pulse 

• Nausea, vomiting 

Coverage Limit:

   Sum Insured: Php 10,000   

   Can claim up to:

• 24/7 Teleconsultation : 2 times

• Emergency Room Assistance (100% of Sum Insured) : 1 time

• Medical Reimbursement (10% of Sum Insured)  : 1 time

Special Condition:

Emergency Room Assistance: Covers adverse emergency medical condition caused by the use of  purchased cosmetics that;

a)  presents an immediate and serious threat to the Insured Person’ s health

b)  and requires immediate medical attention by a Physician