The policy covers your item on the following:
Accidental and/or liquid damage (due to sudden, unintentional or unexpected events, including but not limited to, damage caused by collision, drop, compression, liquid, fire)
Damage or loss due to theft or robberies (theft or acts of violence such as robberies)
Professional repair or replacement services via authorized centers
*The policy only covers any incident that happened to the item after you have received your item. Damages or Lost of items that occurred before receiving and usage of the device is not covered.
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